Mahashakta Financiers Limited is an NBFC registered with the Reserve Bank of India (RBI) and offers instant personal loans through a state-of-the-art digital platform.
We offer fast and seamless loan processing, instant disbursement within 30 minutes, and competitive interest rates, ensuring a hassle-free, completely digital experience.
Our mission is to provide seamless, affordable, and accessible financial solutions to salaried professionals, empowering them to achieve their goals.
We stand out due to our RBI-registered NBFC status, regulatory compliance, innovative technology for efficient loan processing, customer-centric approach, and minimal risk profile that ensures affordable interest rates.
Before availing our services, please review our terms and conditions, interest rates, and fees. Ensure data security and verify our legitimacy.
Representative Example
The Kaujalgi Sakh app offers personal loans ranging from ₹5,000 to ₹100,000, depending on your needs.
Demand
Loan Amount: ₹5,000 to ₹100,000
Interest Rate: Up to 36% per annum
APR: 36% maximum
Age: 21 to 55 years
APR: 36% maximum
Late Payment Fee - As applicable (Charged only in case of delayed repayment)
Processing Fee: Up to 5%
Loan Tenure: 91 days to 365 days
Pre-closure Fee - Not applicable
Sample Loan Calculation
Loan Amount: ₹30,000 at an interest rate of 30% per annum.
Loan Tenure: 3 months
Total Personal Loan Interest = ₹2,250
Processing Fee (PF) + GST = ₹500 + ₹90 = ₹590
Total Deductible (PF + GST): ₹590
Amount in Hand: Loan Amount - Total Deductions = ₹30,000 - 590 = ₹29,410
Total Repayable Amount (Loan Amount + Interest): ₹32,250
Monthly EMI Repayable (Loan Amount + Interest / Number of EMIs): ₹10,750
PF + GST is deducted upfront during loan disbursement.
Key Benefits
Fast and seamless loan processing
Quick disbursement
Competitive interest rates
Hassle-free, fully digital experience
Eligibility Criteria
The following criteria must be met for smooth and successful loan disbursement:
Must be an Indian citizen.
Must be a salaried professional.
Must have a monthly salary of at least INR 30,000.
Must have regular salary credits to your bank account.
Must be between 18 and 55 years of age.
Loan up to 80% of your monthly salary.
Documents Required
Salary slip
Bank statement (latest three months)
PAN card copy
Aadhaar card copy
Utility bill/Any address proof
Security and Privacy Policy
To guarantee the security of information shared by our customers, we have highly secure and encrypted systems. Please read our privacy policy here: https://www.sabkaloan.com/privacy_policy.php
Terms and Conditions
Kaujalgi Sakh is a subsidiary of Mahashakta Financiers Limited (NBFC), registered with the RBI. Please visit https://www.wredprivatelimited.com/privacy-policy/
Contact Information
Contact Number: +918537696783
Official Email ID: [email protected]
Official Website: https://www.wredprivatelimited.com/
Head Office: 2nd Floor, Plot No. 18, Pocket-9, Block D, Sector 18, Dwarka, New Delhi – 110076
Registered Office: Kahjuria Complex, Ward No. 16, Kathua, Jammu & Kashmor – 184103
We offer fast and seamless loan processing, instant disbursement within 30 minutes, and competitive interest rates, ensuring a hassle-free, completely digital experience.
Our mission is to provide seamless, affordable, and accessible financial solutions to salaried professionals, empowering them to achieve their goals.
We stand out due to our RBI-registered NBFC status, regulatory compliance, innovative technology for efficient loan processing, customer-centric approach, and minimal risk profile that ensures affordable interest rates.
Before availing our services, please review our terms and conditions, interest rates, and fees. Ensure data security and verify our legitimacy.
Representative Example
The Kaujalgi Sakh app offers personal loans ranging from ₹5,000 to ₹100,000, depending on your needs.
Demand
Loan Amount: ₹5,000 to ₹100,000
Interest Rate: Up to 36% per annum
APR: 36% maximum
Age: 21 to 55 years
APR: 36% maximum
Late Payment Fee - As applicable (Charged only in case of delayed repayment)
Processing Fee: Up to 5%
Loan Tenure: 91 days to 365 days
Pre-closure Fee - Not applicable
Sample Loan Calculation
Loan Amount: ₹30,000 at an interest rate of 30% per annum.
Loan Tenure: 3 months
Total Personal Loan Interest = ₹2,250
Processing Fee (PF) + GST = ₹500 + ₹90 = ₹590
Total Deductible (PF + GST): ₹590
Amount in Hand: Loan Amount - Total Deductions = ₹30,000 - 590 = ₹29,410
Total Repayable Amount (Loan Amount + Interest): ₹32,250
Monthly EMI Repayable (Loan Amount + Interest / Number of EMIs): ₹10,750
PF + GST is deducted upfront during loan disbursement.
Key Benefits
Fast and seamless loan processing
Quick disbursement
Competitive interest rates
Hassle-free, fully digital experience
Eligibility Criteria
The following criteria must be met for smooth and successful loan disbursement:
Must be an Indian citizen.
Must be a salaried professional.
Must have a monthly salary of at least INR 30,000.
Must have regular salary credits to your bank account.
Must be between 18 and 55 years of age.
Loan up to 80% of your monthly salary.
Documents Required
Salary slip
Bank statement (latest three months)
PAN card copy
Aadhaar card copy
Utility bill/Any address proof
Security and Privacy Policy
To guarantee the security of information shared by our customers, we have highly secure and encrypted systems. Please read our privacy policy here: https://www.sabkaloan.com/privacy_policy.php
Terms and Conditions
Kaujalgi Sakh is a subsidiary of Mahashakta Financiers Limited (NBFC), registered with the RBI. Please visit https://www.wredprivatelimited.com/privacy-policy/
Contact Information
Contact Number: +918537696783
Official Email ID: [email protected]
Official Website: https://www.wredprivatelimited.com/
Head Office: 2nd Floor, Plot No. 18, Pocket-9, Block D, Sector 18, Dwarka, New Delhi – 110076
Registered Office: Kahjuria Complex, Ward No. 16, Kathua, Jammu & Kashmor – 184103
Updated on
Jun 08, 2026
