The Kittur Ganana app is an online loan facilitation platform designed to help users access personal loan services offered by non-banking financial companies (NBFCs) authorized by the Reserve Bank of India (RBI).
The platform partners with RBI-authorized NBFCs, such as Vaishale Securities Limited, to provide loan information, application assistance, and repayment services through a standardized digital process. The Kittur Ganana app does not provide loans or make lending decisions. All loan activities are conducted by the respective partner NBFCs in accordance with applicable Indian financial regulations.
Platform Functionality
The Kittur Ganana app offers users the following features:
View loan product information provided by authorized lending partners
Submit loan applications through a completely digital process
Get clear information on interest rates, tenure, and repayment obligations
Track application and repayment status online
All processes are designed to ensure transparency, data security, and regulatory compliance.
Regulatory and Partner Information
The platform collaborates with RBI-licensed NBFCs. Current Lending Partner Details:
NBFC Name: Vaishale Securities Limited
21st Floor, C-Wing, Privilan Ambli Brd Road, B/H. Jskcon Temple, OffRh Highway, Ahmedabad Ahmedabed Gujarat 380058
Website: https://www.kitturganana.com
Email: [email protected]
Key Loan Information
Loan Amount: ₹7,000 – ₹60,000
Loan Tenure: 92 days – 365 days
Annual Percentage Rate (APR): 18% – 24%
Fees: No hidden fees; all applicable costs are disclosed prior to confirmation.
Representative Cost Example
Principal: ₹20,000
Term: 180 days
Daily Interest Rate: 0.05%
Interest Calculation: ₹20,000 × 0.05% × 180 = ₹1,800
Total Repayment Amount: ₹21,800 = ₹20,000 + ₹1,800
(Actual loan terms may vary based on the partner NBFC's assessment.)
Data Security
User data is protected using industry-standard security measures, including 256-bit encryption. All personal and financial data is stored securely in India and processed in accordance with applicable data protection laws. Subject to user consent, information is shared only with authorized partners and only for loan-related purposes.
Eligibility Requirements
Indian resident aged 18 years or older
Valid Permanent Account Number (PAN)
Verified source of income
Active Indian bank account
Important Disclosures
Loan approval, interest rates, and final terms are solely determined by the participating NBFC.
The Kittur Ganana app does not guarantee loan approval.
Delays or defaults in payments may impact a user's credit profile.
Users are advised to carefully review loan terms and borrow responsibly.
The platform partners with RBI-authorized NBFCs, such as Vaishale Securities Limited, to provide loan information, application assistance, and repayment services through a standardized digital process. The Kittur Ganana app does not provide loans or make lending decisions. All loan activities are conducted by the respective partner NBFCs in accordance with applicable Indian financial regulations.
Platform Functionality
The Kittur Ganana app offers users the following features:
View loan product information provided by authorized lending partners
Submit loan applications through a completely digital process
Get clear information on interest rates, tenure, and repayment obligations
Track application and repayment status online
All processes are designed to ensure transparency, data security, and regulatory compliance.
Regulatory and Partner Information
The platform collaborates with RBI-licensed NBFCs. Current Lending Partner Details:
NBFC Name: Vaishale Securities Limited
21st Floor, C-Wing, Privilan Ambli Brd Road, B/H. Jskcon Temple, OffRh Highway, Ahmedabad Ahmedabed Gujarat 380058
Website: https://www.kitturganana.com
Email: [email protected]
Key Loan Information
Loan Amount: ₹7,000 – ₹60,000
Loan Tenure: 92 days – 365 days
Annual Percentage Rate (APR): 18% – 24%
Fees: No hidden fees; all applicable costs are disclosed prior to confirmation.
Representative Cost Example
Principal: ₹20,000
Term: 180 days
Daily Interest Rate: 0.05%
Interest Calculation: ₹20,000 × 0.05% × 180 = ₹1,800
Total Repayment Amount: ₹21,800 = ₹20,000 + ₹1,800
(Actual loan terms may vary based on the partner NBFC's assessment.)
Data Security
User data is protected using industry-standard security measures, including 256-bit encryption. All personal and financial data is stored securely in India and processed in accordance with applicable data protection laws. Subject to user consent, information is shared only with authorized partners and only for loan-related purposes.
Eligibility Requirements
Indian resident aged 18 years or older
Valid Permanent Account Number (PAN)
Verified source of income
Active Indian bank account
Important Disclosures
Loan approval, interest rates, and final terms are solely determined by the participating NBFC.
The Kittur Ganana app does not guarantee loan approval.
Delays or defaults in payments may impact a user's credit profile.
Users are advised to carefully review loan terms and borrow responsibly.
Updated on
Jun 03, 2026
