SocialRupee, in partnership with RBI-registered NBFC Aadya Capital Services Limited, offers a transparent and flexible digital credit line designed for India’s connected generation.
Key Features
Flexible Credit Limit: ₹5,000 to ₹60,000 – borrow only what you need, pay interest on the utilised amount
Interest Rate: 0 – 0.05% per day (charged only on the amount you use)
APR Range: 0 – 18.25% based on risk profile and repayment history
Customizable Tenure: Repay comfortably from 3 to 12 months with no hidden charges
Social Referral Benefits: Invite friends to unlock lower interest rates and higher limits
24/7 Accessibility: Apply anytime, anywhere via the SocialRupee app
Loan Example: Your Repayment Breakdown
Imagine you withdraw ₹10,000 from SocialRupee at a 0.05% daily interest rate for 6 months (180 days). Here's a breakdown of your repayment process:
Interest Calculation:
Daily Interest = ₹10,000 × 0.05% = ₹5/day
Total Interest for 180 days = ₹5 × 180 = ₹900
Repayment Method: Monthly installment
Monthly Repayment Amount = ₹10,000/6 + ₹5 × 30 = ₹1,666.67 + ₹150 = ₹1,816.67
Total Repayment = ₹10,000 + ₹900 = ₹10,900
Why Choose SocialRupee?
RBI Compliance: Partnered with NBFC – Aadya Capital Services Limited
Bank-Grade Security: SSL encryption protects your data and transactions
Social Boost: Earn loyalty rewards and interest discounts through referrals and on-time repayments
NBFC Verification: Visit partner NBFC website at https://www.aadyacapital.com (illustrative)
Eligibility Criteria
Indian citizen aged 18–60 years
Stable income source (salaried/self-employed)
Valid bank account and mobile number
Compliance Disclaimer
SocialRupee is a technology platform operated by SocialRupee Financial Technologies Private Limited.
We facilitate loans through RBI-licensed NBFC partners, including Aadya Capital Services Limited.
Final loan approval and disbursement are solely at the discretion of the partner NBFCs.
Contact Us
Address: 12, Iswar Dutta Lane, Howrah, West Bengal 711101 (can be updated to your preferred address)
Email: [email protected]
Important Notes
Borrow responsibly. Assess repayment capacity before applying.
Read the Loan Agreement and Privacy Policy for full terms.
We value your feedback and strive to ensure you have a positive experience.
Key Features
Flexible Credit Limit: ₹5,000 to ₹60,000 – borrow only what you need, pay interest on the utilised amount
Interest Rate: 0 – 0.05% per day (charged only on the amount you use)
APR Range: 0 – 18.25% based on risk profile and repayment history
Customizable Tenure: Repay comfortably from 3 to 12 months with no hidden charges
Social Referral Benefits: Invite friends to unlock lower interest rates and higher limits
24/7 Accessibility: Apply anytime, anywhere via the SocialRupee app
Loan Example: Your Repayment Breakdown
Imagine you withdraw ₹10,000 from SocialRupee at a 0.05% daily interest rate for 6 months (180 days). Here's a breakdown of your repayment process:
Interest Calculation:
Daily Interest = ₹10,000 × 0.05% = ₹5/day
Total Interest for 180 days = ₹5 × 180 = ₹900
Repayment Method: Monthly installment
Monthly Repayment Amount = ₹10,000/6 + ₹5 × 30 = ₹1,666.67 + ₹150 = ₹1,816.67
Total Repayment = ₹10,000 + ₹900 = ₹10,900
Why Choose SocialRupee?
RBI Compliance: Partnered with NBFC – Aadya Capital Services Limited
Bank-Grade Security: SSL encryption protects your data and transactions
Social Boost: Earn loyalty rewards and interest discounts through referrals and on-time repayments
NBFC Verification: Visit partner NBFC website at https://www.aadyacapital.com (illustrative)
Eligibility Criteria
Indian citizen aged 18–60 years
Stable income source (salaried/self-employed)
Valid bank account and mobile number
Compliance Disclaimer
SocialRupee is a technology platform operated by SocialRupee Financial Technologies Private Limited.
We facilitate loans through RBI-licensed NBFC partners, including Aadya Capital Services Limited.
Final loan approval and disbursement are solely at the discretion of the partner NBFCs.
Contact Us
Address: 12, Iswar Dutta Lane, Howrah, West Bengal 711101 (can be updated to your preferred address)
Email: [email protected]
Important Notes
Borrow responsibly. Assess repayment capacity before applying.
Read the Loan Agreement and Privacy Policy for full terms.
We value your feedback and strive to ensure you have a positive experience.
Updated on
May 15, 2026
